2026 BENEFITS PROGRAM
Benefits Built for theModern Workforce
A complete virtual care and benefits platform — built for employer groups, associations, and the modern workforce.
FOR EMPLOYERS & GROUPS
Build your benefits stack.
Choose from MEC, MV, virtual care, and ancillary options. Custom-quoted for your group size.
Build a Proposal →FOR BROKERS & GENERAL AGENTS
Your clients are already looking.
Partner with us before they find us without you. Commission-based, fully supported, broker-first.
Become a Distribution Partner →$0
Copay for virtual primary, urgent & behavioral care
9
Fully integrated benefit components — one platform
65,000+
Retail pharmacy locations nationwide
Under 10 minutes
Typical urgent care wait
FOR BROKERS
Your clients can access this directly.
The brokers who partner with us make sure that conversation happens through them — not around them.
THE CASE FOR CHANGE
Most benefit plansunderperform.
Traditional insurance leaves employees underserved and employers overpaying. Basic Benefits flips the model — putting comprehensive, on-demand care within reach of every employee at a fixed, predictable cost.
$0
Per-visit copay for virtual primary, urgent, and behavioral care
800+
Acute and chronic generic medications covered
Within 48 hrs
Access to behavioral health and therapy services
Employee Engagement
From $0 copay primary care to lifestyle discounts and pet telehealth — benefits your employees actually use every month, not just when they're sick.
Cost Containment
Virtual-first care, generic Rx coverage, and healthcare discounts cut downstream costs. Fixed PEPM pricing eliminates utilization volatility.
Modern Lifestyle Platform
GLP-1 access, cardiometabolic coaching, virtual dental, EAP, and retail savings — built for the whole person, not just the patient.
OUR SERVICES
Comprehensive healthcaresolutions.
Every component below can be deployed employer-paid or voluntary — standalone or bundled. No tiered access, no upsells, no hidden fees.
Virtual Care + EAP
Complete Care. Zero Copay.
Complete virtual care with $0 copay — primary, urgent, and behavioral health. Plus EAP support for counseling, legal, and financial guidance.
- Virtual Primary Care with dedicated PCP
- 24/7 Urgent Care — under 10-min wait
- Behavioral Health & Psychiatry — $0 copay
- EAP: Counseling, Legal & Financial Guidance
No appointments. No wait rooms. No copay.
Learn More →MEC Plans
ACA-Compliant Coverage for Every Employer
Meet your federal mandate obligation without overpaying. Preventive care and wellness benefits at a predictable, fixed cost.
- Preventive care & wellness coverage
- Satisfies ACA employer mandate
- Fixed PEPM pricing — no utilization volatility
- Flexible minimum group size
Compliant, affordable, and built to scale.
Learn More →Minimum Value Plans
Broader Coverage. Still Affordable.
Bronze-level major medical — hospitalization, specialist visits, and expanded coverage that satisfies the ACA minimum value threshold.
- Hospitalization & specialist visit coverage
- Satisfies ACA minimum value threshold (60%)
- Standalone bronze-level major medical
- Fixed PEPM pricing — predictable cost structure
Real major medical. At a price that works.
Learn More →Wellness, Weight Loss & Lifestyle
Built for the Whole Person
The benefits your employees actually talk about — GLP-1 access, cardiometabolic coaching, Rx coverage, and a full lifestyle savings platform.
- GLP-1 & Peptide Access + Cardiometabolic Coaching
- Prescription Benefit — $0–$15 copay, 65,000+ locations
- Virtual Dental + Virtual Pet Care
- Lifestyle Discounts — pharmacy, imaging, concerts, hotels, retail
GLP-1 and peptide access is delivered through the virtual care program. It is not covered under the MEC or MV pharmacy benefit.
Not just healthcare. A platform they'll actually use.
Learn More →INDUSTRIES WE SERVE
Built for workforcesothers ignore.
Our plan structure was designed for the industries where ACA compliance pressure is highest and traditional insurance falls short.
Staffing Firms
High turnover, variable hours, and ACA exposure on every large account. MEC coverage closes the compliance gap without blowing the cost model.
PEOs & HR Outsourcing
PEO clients expect benefits depth. Our full plan stack — MEC through MV plus ancillaries — gives you a complete benefits story at a competitive PEPM.
Hospitality Groups
Restaurants, hotels, and entertainment venues with hourly workforces need ACA compliance at scale. We've structured these cases before. We know the margins.
Home Health & Care Agencies
Caregiver workforces need real benefits — not just compliance paperwork. Virtual care plus MEC gives them daily-use value and keeps you sticky at renewal.
FOR EMPLOYERS
Ready to build your benefits stack?
Custom-quoted. No published rate sheets. Built for your group size and industry.
Build a Proposal →FOR BROKERS & GAS
Win more cases.
Keep every client.
Partner with the wholesale benefits platform built to make brokers indispensable.
Become a Distribution Partner →